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Floater Policies
We will provide you with a FREE No-obligation
quote for any of your insurance needs. Click the Request Quote button
for more information:
This is a broad term for policies which cover your
personal property which is not at a defined location all of the time
(“floating”). Examples of items covered under this type
of policy are Jewelry, Furs, Cameras, Musical Instruments, Silverware,
and Stamp and Coin Collections. These items usually have a high value
per item, so need to be listed separately on the policy. An appraisal
or recent sales receipt may be used to confirm the value to be insured.
Coverage is very broad, and subject to a very few exclusions when
written on this type of policy, which may be either a separate policy,
or an extension of the Homeowner’s policy.