| Insurance for your
business & commercial interests |
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| Commercial Auto
Insurance >> |
| Provides coverage for vehicles
that are owned, leased, hired or borrowed
by businesses. Vehicles may be private passenger
autos, all types of trucks, trailers, semitrailers
and commercial vehicles designed for use
on public roads. |
|
| General Liability
Insurance >> |
| Protects the Insured against
injury or damage claims made by other parties.
Coverage may arise out of Premises and Operations,
Personal and Advertising Liability, Products/Completed
Operations, Fire Damage Liability, or Medical
Payments. |
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| Commercial Property
Insurance >> |
| Covers the risk of property
loss to commercial buildings, equipment,
furniture, fixtures, inventories, business
records, supplies and other business property.
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| Umbrella / Excess
Liability >> |
| Provides Excess Liability
coverage over several different Primary
Liability policies, including General Liability,
Auto Liability and Employer’s Liability. |
|
| Workers Compensation
>> |
| Provides coverage for accidental
bodily injury and occupational diseases
for your employees arising out of and in
the course of employment. Coverage includes
medical benefits, income benefits, death
benefits and rehabilitation benefits. |
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| Equipment Floater
>> |
| Covers mobile business
personal property ranging from simple hand
tools to large cranes. Coverage does not
include vehicles licensed for road use. |
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| Boiler / Machinery
>> |
| Covers the cost to repair
or replace business equipment (including
computers and communication equipment, electrical
equipment, air conditioning equipment, heating
and hot water systems and mechanical equipment),
machinery or technology that breaks down
due to causes such as power surges, short
circuits and mechanical breakdown. |
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| Disability
Insurance >> |
| Designed to replace anywhere
from 45-60% of your gross income on a tax-free
basis should a sickness or illness prevent
you from earning an income in your occupation. |
|
| Professional
Liability >> |
| Errors and Omissions Coverage,
Director’s and Officers Coverage,
Malpractice Liability. |
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| Bonds >> |
| Bid, Performance and Payment
Bonds, License and Permit Bonds, Notary
Bonds, Employee Dishonesty, Real Estate
Bonds and ERISA Bonds are the most common. |
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